Call 801 420-5600 For Expert Advice

Call 801 420-5600 For Expert Advice

Get a Personalized Detailed Breakdown Of How a Reverse Mortgage Would Work For You!

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Get a Personalized Detailed Breakdown Of How a Reverse Mortgage Would Work For You!

I agree to terms & conditions provided by the company. By providing my phone number, I agree to receive text messages from the business.

TESTIMONIALS

What Our Clients Say About Us

"'Travis was always helpful and looking out for my best interest."

- CeLisa H

"'Travis made the whole experience so smooth and easy. He was patient and friendly!"

- Rachael H

"'Travis and his team were very responsive and every step was communicated along the way. Highly recommend!."

- Stephanie B

TESTIMONIALS

What Our Clients Say About Us

"'Travis and his team were very responsive and every step was communicated along the way. Highly recommend!."

- Stephanie B

"'Travis was always helpful and looking out for my best interest."

- CeLisa H

"'Travis made the whole experience so smooth and easy. He was patient and friendly!"

- Rachael H

WHAT IS A REVERSE MORTGAGE?

How The Reverse Mortgage Works

A reverse mortgage is a loan secured by your home. It must be your primary residence (that means that you, as the borrower, must live in the home for as long as you have the loan).
This type of loan allows borrowers to access a portion of their tax-free equity without making monthly mortgage payments. No payment is required until the last surviving homeowner moves, dies, or sells the home.

The borrower maintains the home’s title and is responsible for property taxes and homeowner’s insurance payments. The amount borrowers receive is determined by the HUD calculations based on the age of the borrowers (most specifically, the age of the youngest borrowing or non-borrowing spouse), the value of the home or the HUD lending limit, whichever is less and the interest rates in effect at the time.

Borrowers never have to make a monthly payment on reverse mortgage loans. There is never a prepayment penalty, so they can make any payment they wish, including repaying the loan at any time.

WHAT IS A REVERSE MORTGAGE?

How The Reverse

Mortgage Works

A reverse mortgage is a loan secured by your home. It must be your primary residence (that means that you, as the borrower, must live in the home for as long as you have the loan).
This type of loan allows borrowers to access a portion of their tax-free equity without making monthly mortgage payments. No payment is required until the last surviving homeowner moves, dies, or sells the home.

The borrower maintains the home’s title and is responsible for property taxes and homeowner’s insurance payments. The amount borrowers receive is determined by the HUD calculations based on the age of the borrowers (most specifically, the age of the youngest borrowing or non-borrowing spouse), the value of the home or the HUD lending limit, whichever is less and the interest rates in effect at the time.

Borrowers never have to make a monthly payment on reverse mortgage loans. There is never a prepayment penalty, so they can make any payment they wish, including repaying the loan at any time.

About Me

Mark Jaime

Branch Manager of
Cornerstone First Mortgage

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started.

After you’ve applied, I’ll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

I look forward to working with you.

About Me

Mark Jaime

Branch Manager of
Cornerstone First Mortgage

Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice. As an experienced loan officer I have the knowledge and expertise you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you’ll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and use our secure online application to get started.

After you’ve applied, I’ll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

I look forward to working with you.

Copyright © 2023 Ideal Lending. All rights reserved.

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This site is not a part of Facebook website or Facebook, Inc.

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Ideal Lending LLC, NMLS 2471779 is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration (FHA) or any government agency or government-sponsored entity and this offer is not being made by an agency of the government. Ideal Lending LLC is a Licensed Mortgage Lender Servicer, FL MLD2414; Ideal Lending LLC only lends in CO, CT, FL, GA, TN, TX. Refer to www.nmlsconsumeraccess.org and input NMLS 2471779 to see where Ideal Lending LLC is licensed. Equal Opportunity Employer; Equal Opportunity Lender | This is not an offer for extension of credit or commitment to lend. All loans must satisfy underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. Certain restrictions may apply.

© Ideal Lending LLC Office: 5589 Okeechobee Blvd Suite 101, West Palm Beach, FL 33417


Copyright © 2024 Cornerstone First Mortgage. All rights reserved.

We use cookies to help improve, promote and protect our services.

By continuing to use this site, you agree to our privacy policy and terms of use.

This site is not a part of Facebook website or Facebook, Inc.

This site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc.


Customer service is very important to us. As we continue to improve and expand our services, we recognize our customers’ need and desire to preserve their privacy and confidentiality. Safeguarding our customers’ privacy is also very important to us. We have adopted standards that help maintain and preserve the confidentiality of customers’ nonpublic personal information. The following Statement affirms our continued efforts to safeguard customer information.

Information We Collect

We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Examples of information we receive from you include your name, address, telephone number, social security number, credit history and other financial . Information about your transactions with us or others. Examples of information relating to your transactions include payment histories, account balances and account activity. Information we receive from a consumer reporting agency. Examples of information from consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness. From employers and others to verify the information you have given to us. Examples of information provided by employers and others include verifications of employment, income or deposits.

Information We Disclose

Your personal information will only be retained for the purpose of providing you with our response to your query and will not be made available to any third party except as necessary to be disclosed to any related entity for the purpose intended or as required to be disclosed under law.

By submitting data on our website, the visitor is providing explicit consent to the transmission
of data collected on the website.

We treat data as confidential within our firm and require a strict adherence of all our employees to data protection and our confidentiality policies.

All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement.

We reserve the right to amend (that is, add to, delete or change) the terms of this Privacy Statement from time to time.

For questions for who to limit with privacy sharing, please call (866)815-1803 or email us at


[email protected]

We do not sell or disclose personally identifiable information to consumer marketing companies.


Copyright © 2024 Cornerstone First Mortgage. All rights reserved.

We use cookies to help improve, promote and protect our services.

By continuing to use this site, you agree to our privacy policy and terms of use.

This site is not a part of Facebook website or Facebook, Inc.

This site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc.


Customer service is very important to us. As we continue to improve and expand our services, we recognize our customers’ need and desire to preserve their privacy and confidentiality. Safeguarding our customers’ privacy is also very important to us. We have adopted standards that help maintain and preserve the confidentiality of customers’ nonpublic personal information. The following Statement affirms our continued efforts to safeguard customer information.

Information We Collect

We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Examples of information we receive from you include your name, address, telephone number, social security number, credit history and other financial .Information about your transactions with us or others. Examples of information relating to your transactions include payment histories, account balances and account activity. Information we receive from a consumer reporting agency. Examples of information from consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness. From employers and others to verify the information you have given to us. Examples of information provided by employers and others include verifications of employment, income or deposits.

Information We Disclose

Your personal information will only be retained for the purpose of providing you with our response to your query and will not be made available to any third party except as necessary to be disclosed to any related entity for the purpose intended or as required to be disclosed under law.

By submitting data on our website, the visitor is providing explicit consent to the transmission
of data collected on the website.

We treat data as confidential within our firm and require a strict adherence of all our employees to data protection and our confidentiality policies.

All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement.

We reserve the right to amend (that is, add to, delete or change) the terms of this Privacy Statement from time to time.

For questions for who to limit with privacy sharing, please call (866)815-1803 or email us at


[email protected]

We do not sell or disclose personally identifiable information to consumer marketing companies.